Calculator
Exactly what you receive
The calculator uses the product’s pricing engine, not a browser-side approximation. Every fee line is the one that will be applied to the order, and the lines sum to exactly the gap between gross and net.
Simulate a conversion
Both input directions are accepted. “I sell” starts from an asset amount; “I want to receive” solves the deposit needed to hit a target net — a non-linear calculation because of fixed fees, resolved server-side.
What the calculator actually does
It does more than multiply by a rate. Six distinct operations run on every input, all of them visible in the result.
- It calls the same engine as an order
- No duplicated formula in the browser: the quote comes from the server, from the same module that prices a real order. Two implementations of a price always end up diverging, and the customer pays the difference.
- It solves the required deposit by binary search
- In the “I want to receive” direction, fixed fees make the deposit-to-net relationship non-linear. An algebraic inversion would be off by a few cents; the binary search returns the smallest deposit that actually reaches your target.
- It quotes every chain in parallel
- Each network the asset supports is quoted at the same time, and the cheapest is preselected. You therefore see the cost of every chain before depositing, not after.
- It checks the rail’s limits
- The amount is tested against the payout method’s minimum and ceiling. If it falls outside, the exact limit is displayed instead of an opaque refusal.
- It refuses to quote on a stale rate
- Every rate carries the maximum tolerated age of its source. Past that, quoting fails explicitly and the message says so. No fallback price is ever displayed.
- It checks its own arithmetic
- Before returning a result, the engine verifies that gross minus the sum of the lines equals the net exactly. If the equality fails it raises, rather than serving a price with an unexplained component.
What the calculator cannot know
Three costs live outside our perimeter. Staying silent about them would produce a flattering, false simulation.
Your wallet’s fees
Sending your assets to the deposit address costs network fees, charged by your wallet or platform depending on congestion at that moment. We do not set them, we do not collect them, and we cannot read them in advance.
A possible incoming-payment fee
On some rails, the beneficiary bank charges an incoming or currency-conversion fee when the account is not in the payout currency. That is an arrangement between you and your bank, invisible from our side.
Your tax position
In most jurisdictions, disposing of a digital asset for legal tender is a taxable event. The calculator models no tax and we give no tax advice; an export of your operations is available for your accountant.
Questions about the calculator
Is the amount shown guaranteed?
No: it is an indicative quote, recomputed live. The amount becomes firm when you create the order. At that point the rate is locked for the stated duration and stops moving, whatever the market does during the deposit window.
Why does the amount change when I switch network?
Because the on-chain withdrawal cost is taken in kind on the asset, before conversion, and it differs by a large factor between chains. On a small amount, that choice often weighs more than our spread.
Why is the required deposit not a round number?
Because it is solved to reach exactly your target net, fixed fees included. Rounding the deposit down would make you receive less than you asked for, so the engine keeps the smallest deposit that genuinely hits the target.
Do I need an account to use the calculator?
No. The calculator, the comparator and every pricing page are open without an account, without an email address and without commitment. An account only comes in when creating an order, because a payout requires an identified beneficiary.
Does the rate depend on the amount?
Yes. Network cost and fixed fees weigh proportionally more on a small amount, and volume discounts apply above certain thresholds. The effective rate on a 200 EUR operation is therefore never the one on a 20,000 EUR operation.
Can I simulate an amount above my ceilings?
Yes, and the result stays on screen with a warning stating the rail’s exact limit. We would rather show the calculation and its constraint than block the input without explanation.