Crypto → fiat off-ramp

Your crypto, on your country’s payment rail

SEPA transfer in France, PIX in Brazil, M-Pesa in Kenya, NIP in Nigeria, PayPal in 18 countries. You see the net amount and every fee before you create the order.

Full fee breakdown, before you sign up
Rate locked for the whole deposit window
Your country’s local rail, not just an international wire

Start a sale See the fee schedule

What you get—

You sell

Payout country

Payout method

You receive—

Estimate based on the current mid-market rate. The final rate is locked when the order is created. Rate locked for 15 minutes after the order is created.

Mid-market rate

BTC

ETH

USDT

USDC

SOL

LTC

XRP

22
Payout methods: 28
Countries served: 18
Assets accepted: 16
Deposit networks

How we operate

Every fee is a line item

The mid-market rate, network cost, our margin and the rail fee each appear separately. The lines sum to exactly the gap between gross and net — checked on every quote by an accounting assertion, and if it fails we refuse to quote rather than take a hidden margin.

The rate is locked

Once the order is created the rate stops moving for the deposit window. If your deposit lands in time you receive the amount quoted, whatever the market did in between. If it lands after expiry we re-quote and ask you to accept before anything is paid.

The local rail, not an international wire

Getting paid four days later with a 25 EUR SWIFT fee is not a service. We integrate the rail your country actually uses: PIX in Brazil, M-Pesa in Kenya, NIP in Nigeria, Interac in Canada, Faster Payments in the UK.

One deposit, three rails, the full detail

You deposit 0.02 BTC. Here is what is taken, line by line, and what you actually receive depending on the payout method. These figures come from the site’s pricing engine, not from a brochure.

Value at mid	Network	Our margin	Rail fee	You receive	Total cost	Time
1,371.92	−1.71	−17.13	—	1,353.08	1.37 %	under 5 minutes
1,371.92	−1.71	−17.13	—	1,353.08	1.37 %	about 4 hours
1,371.92	−1.71	−17.13	−27.75	1,325.33	3.40 %	about 10 minutes

Why the rails differ

Two takeaways. SEPA Instant and standard SEPA cost exactly the same: only the delay changes. We do not charge for speed, because speed costs us nothing — the interbank network provides it. PayPal takes a percentage plus a fixed fee and carries chargeback risk, hence a total cost more than twice as high. A site showing one rate regardless of payout method makes you pay that difference without ever naming it.

Computed on the reference rate 1 BTC = 68,596 EUR · 9/5/26, 1:10 PM · source coingecko.

Payout method	Value at mid	Network	Our margin	Rail fee	You receive	Total cost	Time

Get paid on the rail you already use

A local rail is not a convenience detail: it is the difference between getting paid in 3 minutes and getting paid in 4 business days.

Payout method	Currency	Countries	Min.	Max.	Rail fee	Typical time	Status
Virement SEPA Instantane	EUR	FR · DE +18	20	100K	None	under 5 minutes	Open
Virement SEPA	EUR	FR · DE +29	20	500K	None	about 4 hours	Open
Faster Payments	GBP	GB	20	1M	None	under 5 minutes	Open
ACH	USD	US	25	25K	None	1 business day(s)	Open
Domestic Wire	USD	US	1K	1M	USD 15.00	about 3 hours	Open
Interac e-Transfer	CAD	CA	20	10K	None	about 5 minutes	Open
PayPal	EUR	FR · DE +16	20	5K	2.00 % + EUR 0.35	about 10 minutes	Open
Wise	EUR	FR · DE +16	20	100K	None	about 30 minutes	Beta
Revolut	EUR	FR · DE +10	20	100K	None	under 5 minutes	Open
PIX	BRL	BR	10	50K	None	under 5 minutes	Open
SPEI	MXN	MX	50	100K	None	under 5 minutes	Open
Nequi	COP	CO	20K	20M	None	about 5 minutes	Open
Transferencia CBU / CVU	ARS	AR	5K	5M	None	about 5 minutes	Beta
M-Pesa	KES	KE	100	150K	0.50 %	under 5 minutes	Open
Virement bancaire NIP	NGN	NG	5K	5M	0.50 %	under 5 minutes	Open
MTN Mobile Money	GHS	GH	10	50K	0.75 %	under 5 minutes	Open
Wave	XOF	SN · CI +2	100K	200M	0.75 %	under 5 minutes	Beta
Orange Money	XOF	CI · SN +3	100K	100M	0.90 %	about 5 minutes	Beta
GCash	PHP	PH	100	50K	0.75 %	under 5 minutes	Beta
Virement FAST	TRY	TR	200	1M	0.60 %	about 5 minutes	Beta
Virement bancaire AED	AED	AE	100	1M	0.40 %	about 4 hours	Beta
Virement international SWIFT	USD	Worldwide	500	1M	USD 25.00	2 business day(s)	Open

Min. and max. per transaction, in the settlement currency. Rail fees are on top of our margin, which is itemised separately in every quote. Median observed time, excluding payment-network incidents.

What we do not do

Why iDEAL, Bizum and BLIK are not here

These are collection rails: they let you pay a merchant, not receive funds. No provider can push money into them on your behalf, whatever the licence. Rather than pretend, here is what we do instead.

iDEAL: iDEAL is a collection rail: it lets you pay a merchant, not receive funds. Your iDEAL account sits on a Dutch IBAN that we credit via SEPA Instant, usually in under 10 seconds.
Bizum: Bizum works between Spanish individuals and does not accept disbursement from a foreign company. We credit the IBAN behind your Bizum via SEPA Instant instead.
BLIK: BLIK generates one-time codes for paying. To receive, your Polish bank uses an IBAN that we credit via SEPA, or Express Elixir through our partner.
TWINT: TWINT sits on your Swiss bank account. We credit the matching IBAN by SEPA transfer in CHF or EUR.
Satispay: Satispay debits your Italian IBAN. That IBAN is what we credit, via SEPA Instant.

All 7 cases in detail

Assets we accept

The minimum deposit is not arbitrary: below it, the network cost exceeds the value transferred. The rate-lock window is longer for stablecoins, whose volatility is negligible.

Asset	Networks	Min. deposit	Confirmations	Rate lock	Status
BitcoinBTC	BTC	0.0005 BTC	~20 min	15 min	Open
EthereumETH	ERC-20 · Arbitrum · Base +1	0.005 ETH	~2 min	15 min	Open
TetherUSDT	TRC-20 · ERC-20 · BEP-20 +3	20 USDT	~1 min	30 min	Open
USD CoinUSDC	ERC-20 · SPL · Base +2	20 USDC	~2 min	30 min	Open
LitecoinLTC	LTC	0.2 LTC	~15 min	15 min	Open
SolanaSOL	SPL	0.1 SOL	~1 min	15 min	Open
TronTRX	TRC-20	100 TRX	~1 min	15 min	Open
XRPXRP	XRP	20 XRP	~1 min	15 min	Open
BNBBNB	BEP-20	0.03 BNB	~1 min	15 min	Open
DogecoinDOGE	DOGE	100 DOGE	~20 min	15 min	Open
CardanoADA	BEP-20	40 ADA	~1 min	15 min	Beta
AvalancheAVAX	AVAX-C	0.5 AVAX	~1 min	15 min	Beta
StellarXLM	XLM	100 XLM	~1 min	15 min	Beta
ToncoinTON	TON	5 TON	~1 min	15 min	Beta
Bitcoin CashBCH	BCH	0.05 BCH	~60 min	15 min	Beta
DaiDAI	ERC-20 · Polygon · Arbitrum	20 DAI	~2 min	30 min	Beta
PolygonPOL	Polygon · ERC-20	20 POL	~4 min	15 min	Beta
ChainlinkLINK	ERC-20 · Polygon · Arbitrum	1 LINK	~2 min	15 min	Beta

Confirmations: estimate based on the block time of the asset’s primary network. Rate lock: how long the quoted rate stays firm after the order is created.

How it goes, no surprises

01
You quote
Pick the asset, country and payout method. The net amount shows before you sign up.
02
You add the beneficiary
The form adapts to the rail: IBAN, CLABE, PIX key, M-Pesa number. Every format is validated before you continue.
03
You deposit
You get a dedicated deposit address, with the memo if the network requires one. Tracking is live.
04
You get paid
As soon as confirmations land, the payout goes out on your chosen rail. A downloadable receipt is issued.

Frequently asked questions

How long until I get the money?

That depends on the rail, not on us. SEPA Instant and PIX settle in under 5 minutes, weekends included. A standard SEPA transfer leaves the next business day if you order after 3pm. SWIFT takes 2 to 5 business days. The typical time is shown for every payout method before you confirm.

Why do you have to verify my identity?

Converting digital assets into legal tender falls under anti-money-laundering regulation. Below a certain threshold verification is light; above it, it is full and mandatory. The exact tiers are published on the Identity verification page.

What if I send less or more than the quoted amount?

Nothing is lost. An underpayment triggers a recalculation at the locked rate and you receive the matching amount. An overpayment is handled the same way on the excess. Sending on the wrong network opens a manual recovery procedure, which succeeds on most EVM networks.

Is the displayed rate the one I will get?

The mid-market rate moves constantly. The net amount shown becomes firm the moment the order is created and holds for the deposit window shown on screen. After that we re-quote and explicitly ask you to accept the new amount.

Do I owe tax on this?

In most jurisdictions, disposing of a digital asset for legal tender is a taxable event. We give no tax advice, but your account exports every operation in a format your accountant or filing software can use.

Why is my country not listed?

Three possible reasons: no reliable payout rail is integrated there yet, the local regulatory framework requires an entity or licence we do not hold, or the country is under international sanctions. The Geographic restrictions page states the exact reason, country by country.

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