E-wallet
Nequi: getting paid in Colombian Peso after selling crypto
Nequi is a Colombian wallet tied to a mobile number. It lets you receive without a classic bank account, which makes it the most accessible rail in the country.
- COP
- 1 country
- about 5 minutes
- No rail fee
- Open
The rail in numbers
All these values come from the catalogue published on this site, and are republished as soon as our own measurements contradict them.
- Technical nature
- E-walletThe payout credits a wallet balance. Moving it to your bank is a later step, which you trigger.
- Settlement currency
- COP — Colombian PesoIf this is not your account currency, your bank applies its own conversion on arrival. That cost does not go through us and does not appear in our breakdown.
- Settlement delay (p50 / p95)
- 5 min / 2 hThe median describes the common case, the p95 the slow one. We show both: a median alone hides exactly what worries you.
- Operating window
- Continuous, weekends and holidays includedNo cut-off: orders are processed continuously, nights and holidays included.
- Min – max per operation
- COP 20,000.00 – COP 20,000,000Bounds belonging to the rail. An amount above the cap is split into several payouts, which multiplies any fixed fee accordingly.
- Rail fee
- No rail feeIts own line in the breakdown, next to the network cost and our spread.
- Coverage
- 1 countryLocal rail: the country carries its own information (identifier, limits, reporting framework), so each country gets its own corridor page.
- Data verified on
- 2026-09-02Date of the last manual review of this rail’s delays, limits and fields. Data not reviewed for a long time is suspect data, ours included.
How this rail actually works
The payout is pushed to the declared number and credits the wallet balance. Cash withdrawal or a transfer to a bank is a later step, handled by Nequi.
The wallet must be opened in the name of the declared cedula holder, and its balance cap can be lower than the amount you receive. Check your account tier before ordering a large amount.
What makes the delay
This rail processes orders continuously: there is no business day and no cut-off. The gap between the median and the p95 of 2 h comes from the availability of the receiving institution or operator, not from a clearing window.
Details required from the beneficiary
Every field is validated as you type, with the same rule client-side and server-side. That is what prevents most rejected payouts.
| Field | Type | Required | Validation rule | Why |
|---|---|---|---|---|
| Numero Nequi | Phone | Yes | international format number, country code included · normalised to E.164 international format | International format. The account must be in your name. |
| Cedula number | Text | Yes | 6 to 12 digits · digits only kept | — |
The rules shown are the ones actually enforced: there is no “marketing” version of this table differing from the code.
Countries where this rail can pay you
Each country page ranks the rails available there by delay and adds the local reporting framework.
The 18 assets you can sell to Nequi
The asset does not change how the rail works: it changes the confirmation time before the payout leaves, and the spread applied.
- Tether → NequiUSDTStablecoin: no volatility surcharge
- Bitcoin → NequiBTCVolatile asset: volatility surcharge applies
- Ethereum → NequiETHVolatile asset: volatility surcharge applies
- USD Coin → NequiUSDCStablecoin: no volatility surcharge
- Litecoin → NequiLTCVolatile asset: volatility surcharge applies
- Solana → NequiSOLVolatile asset: volatility surcharge applies
- XRP → NequiXRPVolatile asset: volatility surcharge applies
- Tron → NequiTRXVolatile asset: volatility surcharge applies
- BNB → NequiBNBVolatile asset: volatility surcharge applies
- Dogecoin → NequiDOGEVolatile asset: volatility surcharge applies
- Cardano → NequiADAVolatile asset: volatility surcharge applies
- Avalanche → NequiAVAXVolatile asset: volatility surcharge applies
- Stellar → NequiXLMVolatile asset: volatility surcharge applies
- Toncoin → NequiTONVolatile asset: volatility surcharge applies
- Bitcoin Cash → NequiBCHVolatile asset: volatility surcharge applies
- Dai → NequiDAIStablecoin: no volatility surcharge
- Polygon → NequiPOLVolatile asset: volatility surcharge applies
- Chainlink → NequiLINKVolatile asset: volatility surcharge applies
Keep going
The catalogue’s three entry points lead to the same place by different routes.
Frequently asked questions about Nequi
How fast does Nequi credit my account?
about 5 minutes in half the cases, and up to 2 h in the slowest ones. This rail runs continuously, weekends and holidays included. These are market orders of magnitude, not a contractual commitment.
What are the minimum and maximum amounts on Nequi?
Between COP 20,000.00 and COP 20,000,000 per operation, in Colombian Peso. These bounds belong to the rail itself. An amount above the cap is split into several payouts, which multiplies any fixed fee accordingly.
What does a Nequi payout cost?
No rail fee for the rail itself. That amount appears as its own line in the breakdown, next to the network cost taken from your deposit and our spread. The lines sum to exactly the gap between the mid-market value and what you receive.
What do I need to provide to receive on Nequi?
2 fields: Numero Nequi, Cedula number. Every format is validated before the order is accepted, not at send time: a typo is flagged immediately, not three days later as a rejection.
Which assets can I sell to Nequi?
18 assets are offered on this rail. The asset does not change how the rail works: it changes the confirmation time before the payout leaves, and the spread applied depending on whether the asset is stable or volatile.
Any pitfall to know about Nequi?
The wallet must be opened in the name of the declared cedula holder, and its balance cap can be lower than the amount you receive. Check your account tier before ordering a large amount.