E-wallet
PayPal: getting paid in Euro after selling crypto
PayPal credits a wallet balance in eighteen countries, from the account email alone. It is the widest rail in our catalogue after SWIFT, and the simplest to fill in.
- EUR
- 17 countries
- about 10 minutes
- €0.35 + 2.00%
- Open
The rail in numbers
All these values come from the catalogue published on this site, and are republished as soon as our own measurements contradict them.
- Technical nature
- E-walletThe payout credits a wallet balance. Moving it to your bank is a later step, which you trigger.
- Settlement currency
- EUR — EuroIf this is not your account currency, your bank applies its own conversion on arrival. That cost does not go through us and does not appear in our breakdown.
- Settlement delay (p50 / p95)
- 10 min / 3 hThe median describes the common case, the p95 the slow one. We show both: a median alone hides exactly what worries you.
- Operating window
- Continuous, weekends and holidays includedNo cut-off: orders are processed continuously, nights and holidays included.
- Min – max per operation
- €20.00 – €5,000.00Bounds belonging to the rail. An amount above the cap is split into several payouts, which multiplies any fixed fee accordingly.
- Rail fee
- €0.35 + 2.00%Its own line in the breakdown, next to the network cost and our spread.
- Coverage
- 17 countriesMulti-country rail: behaviour is identical everywhere, so one corridor page per asset — a per-country variant would say nothing more.
- Data verified on
- 2026-09-02Date of the last manual review of this rail’s delays, limits and fields. Data not reviewed for a long time is suspect data, ours included.
How this rail actually works
The payout lands on your PayPal balance, not your bank account. Moving that balance to your bank is a second step, which you trigger and whose delay depends on PayPal, not on us.
It is the only rail in our catalogue charging both a fixed fee and a percentage. On a small amount the fixed part weighs heavily: compare with SEPA Instant, which is free, before choosing.
What makes the delay
This rail processes orders continuously: there is no business day and no cut-off. The gap between the median and the p95 of 3 h comes from the availability of the receiving institution or operator, not from a clearing window.
Details required from the beneficiary
Every field is validated as you type, with the same rule client-side and server-side. That is what prevents most rejected payouts.
| Field | Type | Required | Validation rule | Why |
|---|---|---|---|---|
| PayPal account email | Yes | identifier@domain format · edges trimmed | The account must be verified and in the same name as your identity verification. |
The rules shown are the ones actually enforced: there is no “marketing” version of this table differing from the code.
Countries where this rail can pay you
Each country page ranks the rails available there by delay and adds the local reporting framework.
The 18 assets you can sell to PayPal
The asset does not change how the rail works: it changes the confirmation time before the payout leaves, and the spread applied.
- Tether → PayPalUSDTStablecoin: no volatility surcharge
- Bitcoin → PayPalBTCVolatile asset: volatility surcharge applies
- Ethereum → PayPalETHVolatile asset: volatility surcharge applies
- USD Coin → PayPalUSDCStablecoin: no volatility surcharge
- Litecoin → PayPalLTCVolatile asset: volatility surcharge applies
- Solana → PayPalSOLVolatile asset: volatility surcharge applies
- XRP → PayPalXRPVolatile asset: volatility surcharge applies
- Tron → PayPalTRXVolatile asset: volatility surcharge applies
- BNB → PayPalBNBVolatile asset: volatility surcharge applies
- Dogecoin → PayPalDOGEVolatile asset: volatility surcharge applies
- Cardano → PayPalADAVolatile asset: volatility surcharge applies
- Avalanche → PayPalAVAXVolatile asset: volatility surcharge applies
- Stellar → PayPalXLMVolatile asset: volatility surcharge applies
- Toncoin → PayPalTONVolatile asset: volatility surcharge applies
- Bitcoin Cash → PayPalBCHVolatile asset: volatility surcharge applies
- Dai → PayPalDAIStablecoin: no volatility surcharge
- Polygon → PayPalPOLVolatile asset: volatility surcharge applies
- Chainlink → PayPalLINKVolatile asset: volatility surcharge applies
Keep going
The catalogue’s three entry points lead to the same place by different routes.
Frequently asked questions about PayPal
How fast does PayPal credit my account?
about 10 minutes in half the cases, and up to 3 h in the slowest ones. This rail runs continuously, weekends and holidays included. These are market orders of magnitude, not a contractual commitment.
What are the minimum and maximum amounts on PayPal?
Between €20.00 and €5,000.00 per operation, in Euro. These bounds belong to the rail itself. An amount above the cap is split into several payouts, which multiplies any fixed fee accordingly.
What does a PayPal payout cost?
€0.35 + 2.00% for the rail itself. That amount appears as its own line in the breakdown, next to the network cost taken from your deposit and our spread. The lines sum to exactly the gap between the mid-market value and what you receive.
What do I need to provide to receive on PayPal?
1 field: PayPal account email. Every format is validated before the order is accepted, not at send time: a typo is flagged immediately, not three days later as a rejection.
Which assets can I sell to PayPal?
18 assets are offered on this rail. The asset does not change how the rail works: it changes the confirmation time before the payout leaves, and the spread applied depending on whether the asset is stable or volatile.
Any pitfall to know about PayPal?
It is the only rail in our catalogue charging both a fixed fee and a percentage. On a small amount the fixed part weighs heavily: compare with SEPA Instant, which is free, before choosing.