Bank transfer
Domestic Wire: getting paid in US Dollar after selling crypto
A domestic wire settles within business hours to a US account. It carries a fixed fee and a high minimum: it is a rail for large amounts, not for an everyday withdrawal.
- USD
- 1 country
- about 3 hours
- $15.00
- Open
The rail in numbers
All these values come from the catalogue published on this site, and are republished as soon as our own measurements contradict them.
- Technical nature
- Bank transferBatch settlement, cleared at fixed times on business days. The delay comes from clearing, not from us.
- Settlement currency
- USD — US DollarIf this is not your account currency, your bank applies its own conversion on arrival. That cost does not go through us and does not appear in our breakdown.
- Settlement delay (p50 / p95)
- 3 h / 1 dayThe median describes the common case, the p95 the slow one. We show both: a median alone hides exactly what worries you.
- Operating window
- Business days onlyCut-off at 15:00. An order submitted after it goes into the next run, so the next business day.
- Min – max per operation
- $1,000.00 – $1,000,000Bounds belonging to the rail. An amount above the cap is split into several payouts, which multiplies any fixed fee accordingly.
- Rail fee
- $15.00Its own line in the breakdown, next to the network cost and our spread.
- Coverage
- 1 countryLocal rail: the country carries its own information (identifier, limits, reporting framework), so each country gets its own corridor page.
- Data verified on
- 2026-09-02Date of the last manual review of this rail’s delays, limits and fields. Data not reviewed for a long time is suspect data, ours included.
How this rail actually works
Unlike ACH, a wire is an individual, irrevocable settlement within the business day. That irrevocability is what justifies both its cost and its speed.
A wire cannot be recalled once executed. A wrong account number leads to a recovery procedure with the receiving bank, with no guaranteed outcome. Re-read the account number before confirming.
What makes the delay
This rail depends on business-day clearing, with a 15:00 cut-off. An order placed just after waits for the next run: that is what explains a p95 of 1 day, far above the median. On a Friday afternoon that often means arrival on Monday.
Details required from the beneficiary
Every field is validated as you type, with the same rule client-side and server-side. That is what prevents most rejected payouts.
| Field | Type | Required | Validation rule | Why |
|---|---|---|---|---|
| Account holder name | Text | Yes | 2 to 140 characters · edges trimmed | Must match the name verified on your ID exactly. A mismatch gets the transfer rejected. |
| Wire routing number | Text | Yes | exactly 9 digits · digits only kept | — |
| Account number | Text | Yes | 4 to 17 digits · digits only kept | — |
| Bank name | Text | Yes | 140 characters maximum | — |
The rules shown are the ones actually enforced: there is no “marketing” version of this table differing from the code.
Countries where this rail can pay you
Each country page ranks the rails available there by delay and adds the local reporting framework.
The 18 assets you can sell to Domestic Wire
The asset does not change how the rail works: it changes the confirmation time before the payout leaves, and the spread applied.
- Tether → Domestic WireUSDTStablecoin: no volatility surcharge
- Bitcoin → Domestic WireBTCVolatile asset: volatility surcharge applies
- Ethereum → Domestic WireETHVolatile asset: volatility surcharge applies
- USD Coin → Domestic WireUSDCStablecoin: no volatility surcharge
- Litecoin → Domestic WireLTCVolatile asset: volatility surcharge applies
- Solana → Domestic WireSOLVolatile asset: volatility surcharge applies
- XRP → Domestic WireXRPVolatile asset: volatility surcharge applies
- Tron → Domestic WireTRXVolatile asset: volatility surcharge applies
- BNB → Domestic WireBNBVolatile asset: volatility surcharge applies
- Dogecoin → Domestic WireDOGEVolatile asset: volatility surcharge applies
- Cardano → Domestic WireADAVolatile asset: volatility surcharge applies
- Avalanche → Domestic WireAVAXVolatile asset: volatility surcharge applies
- Stellar → Domestic WireXLMVolatile asset: volatility surcharge applies
- Toncoin → Domestic WireTONVolatile asset: volatility surcharge applies
- Bitcoin Cash → Domestic WireBCHVolatile asset: volatility surcharge applies
- Dai → Domestic WireDAIStablecoin: no volatility surcharge
- Polygon → Domestic WirePOLVolatile asset: volatility surcharge applies
- Chainlink → Domestic WireLINKVolatile asset: volatility surcharge applies
Keep going
The catalogue’s three entry points lead to the same place by different routes.
Frequently asked questions about Domestic Wire
How fast does Domestic Wire credit my account?
about 3 hours in half the cases, and up to 1 day in the slowest ones. This rail only runs on business days, with a 15:00 cut-off: an order after that leaves the next business day. These are market orders of magnitude, not a contractual commitment.
What are the minimum and maximum amounts on Domestic Wire?
Between $1,000.00 and $1,000,000 per operation, in US Dollar. These bounds belong to the rail itself. An amount above the cap is split into several payouts, which multiplies any fixed fee accordingly.
What does a Domestic Wire payout cost?
$15.00 for the rail itself. That amount appears as its own line in the breakdown, next to the network cost taken from your deposit and our spread. The lines sum to exactly the gap between the mid-market value and what you receive.
What do I need to provide to receive on Domestic Wire?
4 fields: Account holder name, Wire routing number, Account number, Bank name. Every format is validated before the order is accepted, not at send time: a typo is flagged immediately, not three days later as a rejection.
Which assets can I sell to Domestic Wire?
18 assets are offered on this rail. The asset does not change how the rail works: it changes the confirmation time before the payout leaves, and the spread applied depending on whether the asset is stable or volatile.
Any pitfall to know about Domestic Wire?
A wire cannot be recalled once executed. A wrong account number leads to a recovery procedure with the receiving bank, with no guaranteed outcome. Re-read the account number before confirming.